Retirement | Nuovalo

Longevity Risk Sharing Research by Nuovalo

List of published papers authored by Nuovalo co-founders and principals

Robo Tontines Can Help with Asset Decumulation During Retirement

Robo tontines (risk pooling solutions offered by robo advisors) represent a natural evolution in the retirement income market.

Individual Tontine Accounts – Yes, Seriously!

A version of this article also appeared in the Retirement Income Journal. Tontines are a much-misunderstood investment arrangement that...

Brookings Institution Policy Brief on Retirement Tontines

The work of Richard Fullmer and our sister company, Nuova Longevità Research, is referenced in this thoughtful policy brief published by...

Using Tontines to Manage Longevity Risk the Natural Way

Benjamin Franklin once famously wrote “… in this world nothing can be said to be certain, except death and taxes.” ¹ True, death is...

On the Matter of Fair and Equitable Tontine Design

Tontines are a type of investment in which the account balances of shareholders who die are forfeited, divided up, and transferred to...

A Practitioner’s Primer on Tontine Portfolios

We are pleased to announce the CFA Institute Research Foundation has published Tontines: A Practitioner’s Guide to Mortality-Pooled...

Tontines 101

The term “tontine” may be new to many people. This is not surprising, given that the once-common term largely fell out of use around one...

Other Research

Bernhardt, T., and C. Donnelly. (2019). Modern Tontine with Bequest: Innovation in Pooled Annuity Products. Insurance: Mathematics and...