Savings & Retirement Foundation Presentation
Our presentation slides on the subject of state-sponsored tontine pension solutions
Our presentation slides on the subject of state-sponsored tontine pension solutions
Explore our animated whiteboard videos (now in both English and French)
Set against a diminishing number of defined benefit (DB) schemes in Europe, tontines are being ‘seriously re-examined to see if they could have a role to pla...
Assurance funds would offer some of the same features as traditional defined benefit (DB) pensions, such as longevity risk pooling and lifetime payouts. A bi...
A first of its kind primer for investment practitioners on the subject of tontine portfolios
We propose a new form of lifetime pension—tontine pensions that could be added as an option to virtually any defined contribution (DC) plan
Modern tontines envisioned by economists today have evolved since the tontines of yestercentury
Modern tontines are fair, transparent, simple, perpetually open to new members, always fully funded, … and surprisingly versatile!
Benjamin Franklin once famously wrote “… in this world nothing can be said to be certain, except death and taxes.”
A fundamental principle of tontines is that their design should be fair to all investors.
What is a tontine?
Selected reading for those who like research
Using a classical finance mechanism as an alternative source of retirement income